1929―1933的美國經濟危機 用英文簡單說下Black Tuesday"and lowered production.The initial government response to the crisis exacerbated the situation;and logging as well as durable goods like construction and automobiles that people postponed.The economy eventually recovered from the low point of the winter of 1932-33,when the Recession of 1937 brought back 1934 levels of unemployment.
求解十個關于經濟危機的英語單詞，并要求其附上英文解釋s why they can'Answer:called subprime mortgages;housing prices started to fall. So imagine this:so you can'and the lender ends up owning the hoCanada,s hard for any bank to offer credit/loans for any reason right now--they just don'you can't buy anything. Answer The fundamental reason:Financial Leverage was misused to manipulate markets for decades. Organizations were never regulated and compelled to hire more ethical traders and managers rather than B-School MBA Grads who have just learned to make money at any cost. US officials while rescuing the global giants claimdebt,bond,products,services,Some Food for Thought:government and modern society at large. 以上的信息來自網站http://wiki.answers.com/Q/What_is_the_reason_for_the_US_economic_crisis 另外我還找到了一些新聞評論，標題是What are real reasons for the financial crisis?fault"he didn't offer specifics.） 應該是很權威的人吧，寫論文和做演示文稿時你應該用的上，內容是：anyway. Johnhappen,the most serious financial crisis since the Great Depression;it remains to be seen just how serious this problem,based upon their income and their ability to make payments. That begs the question:those in low- and middle-income neighborhoods who normally would not qualify for a loan. Lenders with low ratings can be fined by the government. The Carter administration used tax dollars to fund numerous "community groups"strong-arming”and in 1995 the Clinton aas should have been expected. When Fannie Mae and Freddie Mac came along and made it possible for banks to escape the risk associated with these ill-advised loans,a resident of Bluefield,Va.,is a Bluefield Daily Telegraph columnist. He blogs at Observations. 來源網址是：http://www.speroforum.com/site/article.asp?id=16208&t=What+are++real+reasons+for+the+financial+crisis%3F 在google里可以找到很多關于 U.S. economic crisis reasons的信息，只是很雜很亂，需要辨認，你如果需要更多資料的話不妨自己找找看或者再聯系我。
求有關經濟危機的英語作文What is the reason for the US economic crisis? The Mortgage problem is the result of corporate greed run amuck. And the damage caused in the '90s by changing banking regualtions is small change compared to the fleecing of the middle class with the tax code. That's why they can't pay a mortgage. See: How has the Income Tax contributed to the economic crisis of 2008? and: What is the main cause of the current economic crisis in the US? Answer: Basically what happened is that in the late 1990s the Republican Congress did away with a lot of regulations in the financial industry that had been put in place in the 1930s during the Great Depression. Without these regulations, it became easier for a lot of questionable banking and lending practices to take place. Lenders started making money by giving out mortgages to people they knew or should have known could not actually afford the houses they were buying; the lenders assumed that housing prices would continue to rise, so in the case of foreclosure the lender would still make money. Millions of people ended up in these kinds of mortgages, called subprime mortgages; knowingly or not, these people ended up not being able to repay their mortgages. At the same time, housing prices started to fall. So imagine this: you buy a $500,000 house with mortgage of $475,000 and a down payment of $25,000. With the initial interest rate, your mortgage payment each month was only $400. But then interest rates rose (and these people had mortgages with adjustable, instead of fixed, rates on them), and so your payments went up to $600 or $800. The problem is you don't have enough income to pay that each month, so you can't afford to make your mortgage payments. Meanwhile, the value of your house falls to $400,000. That means that, even if you sell your house, you will still owe the $100,000 difference. The result of this is that people in this situation go bankrupt, and the lender ends up owning the house. This problem has happened millions of times in the U.S. but also in other countries where the same lax practices were taking place, e.g. Spain, Canada, the U.K., etc. Answer Lenders that gave out too many mortgages of this type then found themselves having a lot of people not be able to pay back their mortgages. The lender then ends up with the foreclosed house, but it can't sell the house for very much because housing prices are falling. This means that the lender has lost a LOT of money on the one house. If banks loose $200,000 on a million homes, that's already $2 billion in lost money. This is all simplified, of course. Answer The other problem is that these mortgages were being bundled into investment opportunities that companies like Lehman Brothers and other companies then sold shares in to investors. All these people are now also loosing their money. The results are that bank in trouble don't have enough assets to stay in business; the problem is so massive that only government bail-outs can keep the banks in business. Because so many banks have so many bad mortgages, which are a kind of loan, so they have bad loans, it's hard for any bank to offer credit/loans for any reason right now--they just don't have enough cash to cover everything. The problem then turns to businesses: small businesses rely on credit to expand, make payroll, etc., and without credit business starts to shrink, jobs are lost, and the economy overall tanks because no one can get any credit at all, so the economy is being forced to switch to a cash economy: if you don't have the money already, you can't buy anything. Answer The fundamental reason: Financial Leverage was misused to manipulate markets for decades. Organizations were never regulated and compelled to hire more ethical traders and managers rather than B-School MBA Grads who have just learned to make money at any cost. US officials while rescuing the global giants claim it is just a real estate correction due to bad debts in banking system. Whatever the case, the market sentiment have changed forever, and valuations will come under immense pressure from now on...be it real estate, equity, debt, bond, products, services, or...anything A man jumping from top floor out of a 100 storey building can feel flying with joy until his reaches the ground floor with a big bang. This is the case with most inflated companies and their greedy management, we only know when they actually burst. We should watch and regulate them starting from their intention to climb that building from ground zero! Some Food for Thought: The golden rule is "do not expect the market to behave and act for your profit". They are playing for their own profit. Win-Win is only a term used to convince or induce not-so-smart investors. There will still be a bunch of guys who have profited from these crashes. After all, nobody is throwing money into the Atlantic Ocean, if you lose someone else gains. Unfortunately, incentives for playing smart (mostly doing bad) are huge and accepted by legal systems, regulators, government and modern society at large. 以上的信息來自網站http://wiki.answers.com/Q/What_is_the_reason_for_the_US_economic_crisis 另外我還找到了一些新聞評論，標題是What are real reasons for the financial crisis? （When Senator Obama says the current financial debacle is "the Republicans' fault" he is expressing a simple idea that doesn't explain anything. But when Senator McCain blamed the SEC, he didn't offer specifics.） 應該是很權威的人吧，寫論文和做演示文稿時你應該用的上，內容是： The recent upheaval in the financial sector has some people in a panic, most people bewildered, and others busy aiming their pointer fingers at whomever they think is guilty of doing something that contributed to this problem. The presidential candidates are in the latter category. They aren’t quite sure what to do or what to say, but that doesn’t stop them from saying something, anyway. John McCain made a decisive statement, attempting to show leadership, but his statement was not a very smart one. Barack Obama, by contrast, simply blamed Republicans. Few things are as simple as politicians make them seem in an election year. Political candidates succeed by issuing pointed statements that are easy to understand and that connect with voters; truth and accuracy are not the primary concerns. The important thing right now is to figure out what actually happened in the financial sector, and fix things so it can’t happen again. We must ignore the tremendous amount of speculation about what “might” happen, and the doom and gloom soothsayers who tell us that the sky is falling or that the end of the world draweth nye. Because of its complexity the current financial situation invites simple political messages that connect with voters; it does not lend itself to full explanations that illuminate. So, when Sen. Obama says that “it’s the Republicans’ fault,” he is expressing a simple idea that a lot of people buy into, but doesn’t explain anything. It is a silly oversimplification unworthy of a man who would be President. It appeals to emotional prejudices and ignores inconvenient realities, and most important of all, it is just plain wrong. When Sen. McCain suggested that Securities and Exchange Commission head Christopher Cox didn’t do his job, and if he were president he would fire Mr. Cox, the Senator didn’t offer specifics. We’ll know more about Mr. Cox’s role as time passes and we learn more of the details, and can then judge if Mr. McCain’s simple message to voters about firing Chris Cox was a proper evaluation of the situation. Sen. Obama described the current agony as "the most serious financial crisis since the Great Depression,” ignoring all the recessions since then, even the ones in the 80s and the one following the 9-11 attacks, both arguably more serious crises. Of course, it remains to be seen just how serious this problem will ultimately be, but given Mr. Obama’s abysmal understanding of things economic, we would do well to take his prognostications with a grain of salt. The root of this problem is the housing market’s subprime loan crisis. A subprime loan is a loan made to someone who under normal circumstances would not qualify for a loan, based upon their income and their ability to make payments. That begs the question: Why would a bank make a loan to someone it believes is unable to make the payments? The Community Reinvestment Act (CRA) was given life during the Carter administration, and empowers four federal financial supervisory agencies to oversee the performance of financial institutions in meeting the credit needs of their entire community, including low- and moderate-income neighborhoods. Whenever an institution wants to make virtually any change in its business operation, such as merging, opening up a new branch, or getting into a new line of business, it must first prove to regulators that it has made ample loans to the government's preferred borrowers, those in low- and middle-income neighborhoods who normally would not qualify for a loan. Lenders with low ratings can be fined by the government. The Carter administration used tax dollars to fund numerous "community groups" that helped the government enforce the CRA by filing petitions against banks whose “cooperativeness” didn’t measure up, and sometimes stopping their efforts to expand their operations. Banks responded by giving money to the community groups and by making more loans. One of those organizations was the Association of Community Organizations for Reform Now (ACORN). An active associate of ACORN in the 90s was a young public-interest attorney named Barack Obama. So, starting in 1977 the federal government began “encouraging”—perhaps “strong-arming” is a more accurate term—banks to make loans to people to whom they normally would not make a loan, and in 1995 the Clinton administration pushed through revisions to the CRA that substantially increased the number and amount of these loans. All of the bad loans weren’t caused by the CRA, of course, but billions of dollars in CRA loans did go bad, as should have been expected. When Fannie Mae and Freddie Mac came along and made it possible for banks to escape the risk associated with these ill-advised loans, conditions were just right for a large portion of the banking industry, even institutions that did not fall under the CRA, to become involved in making loans to unqualified borrowers, and banks participated in big numbers. The federal government’s fingerprints are all over this crisis, and the Democrats who are today so righteously indignant and blaming the administration are at least as guilty as the Republicans. James H. Shott, a resident of Bluefield, Va., is a Bluefield Daily Telegraph columnist. He blogs at Observations. 來源網址是：http://www.speroforum.com/site/article.asp?id=16208&t=What+are++real+reasons+for+the+financial+crisis%3F 在google里可以找到很多關于 U.S. economic crisis reasons的信息，只是很雜很亂，需要辨認，你如果需要更多資料的話不妨自己找找看或者再聯系我。
英語介紹1929-1933年美國的經濟大危機（越多越好）可以百度英文版的發給我，但是千萬不能發中文the negative effects of the GreatDepression lasted until after the end of World War II. Unemployment Reached 25% During the Great Depression:world trade plummeted 65% as measured in dollars and 25% intotal number of units.Life During The G"the stock market crash and the subsequent Depression wereactually caused by tight monetary policies that the Federal Reserve instituted atthat time.
找關于經濟危機的英語文章,謝謝!//news.iciba.com/list-1597-1601.shtml 既有英文還有中文翻譯。比如經濟收縮 美國大力出資刺激借貸US Government Acts to Spur Lending Amid Economic Downturn經濟收縮 美國大力出資刺激借貸The U.S. economy has contracted more sharply than previously believed,the U.S. central bank is allocating hundreds of billion of additional dollars to purchase bad mortgage debt and spur consumer lending.美國政府公布的最新統計數字顯示，美國經濟今年第三季度的收縮幅度遠遠大於先前的估計。為了緩和信貸市場持續不斷的壓力，美國的中央銀行正在拿出數千億美元收購房貸壞帳和刺激消費者借貸。will show significant contraction.根據美國商務部發布的經過修正的數據，美國經濟在今年第三季度折合成年率收縮了0.5%，遠遠大於先前估計的0.3%。美國經濟增長已經持續疲軟了一年。今年第四季度雖然尚未結束，但是經濟學家相信，美國經濟在今年最后三個月也將是大幅度收縮。"Unfortunately,this is a precursor of worse things to come."馬里蘭大學的經濟學教授彼得·莫里奇(Peter Morici)說：國內生產總值(GDP)下降了0.5%是因為消費者花銷減少、新房子修建太少、用于商業目的的開銷下滑“這些還只是即將來臨的更糟糕的情況的前奏，the U.S. government has taken a series of aggressive;committing well over $2 trillion to the effort.絕大多數分析人士都把美國目前的經濟困難歸咎于房貸違約和喪失抵押住房贖回權案子激增所導致的信貸條件緊縮,最近幾周來,美國政府采取了一系列前所未有的大刀闊斧行動來支持或接管主要的信貸機構和金融公司。承諾拿出的資金總額已經超過兩萬億美元，Now。美國聯邦儲備委員會又說，將再拿出6000億美元來抵御房貸市場的下滑，另外還要拿出2000億美元來幫助消費者信貸市場解凍。在這筆新的救市基金中，有一小部分來自國會上個月批準的7000億美元金融救援計劃。美國財政部負責管理這些金融救援資金。"Today's announcement by the Fed underscores our support for the housing market. Nothing is more important to getting through this housing correction than the availability of affordable mortgage finance."財政部長保爾森說：通過向消費者貸款發放部門提供流動性“美聯儲就可以幫助各種各樣的機構增加借貸，并且使借款人能夠獲得成本較低的消費者貸款和小企業貸款，為了渡過這次房地產市場的修正期。沒有什么事情比提供人們能夠負擔得起的房貸融資更加重要了，nor the desirability of the federal government doing all it can to reverse a credit crunch that has constrained businesses and consumers alike.說到信貸市場對于美國經濟健康的重要性,幾乎沒有任何經濟學家持反對意見,他們也都贊同聯邦政府竭盡全力扭轉信貸緊縮的局面，因為信貸緊縮使工商企業和消費者同時受到制約。according to economics professor Lawrence White of the University of Missouri.然而聯邦政府迄今為止所采取的這些規?？涨暗挠媱?以及一波接一波迫切需要政府干預的浪潮,令人不安地顯示出目前問題是多么的巨大和艱難，密蘇里大學的經濟學教授勞倫斯·懷特說，"。broad;"大家都認識到我們仍然面臨一個很大的問題。美聯儲的行動已經強有力地說明，我們需要采取大規模的、廣泛的、強有力的努力來破解這場危機。Treasury Secretary Paulson says the federal government is doing all it can to mitigate the situation.面對這些滾滾而來的冷酷無情的經濟新聞,美國財政部長保爾森表示，聯邦政府將盡一切努力來緩和目前的形勢，",我們需要時間來克服我們的市場和我們的經濟中存在的困難“而且新的挑戰還會繼續出現，我和其他負責監管的同仁們決心利用一切可以利用的手段來確保我們金融機構的實力。穩定我們的金融市場，盡量減少其他經濟領域受到的損失，while American homebuilders continue to cut spending.總部設在紐約的經濟研究機構會議委員會報告說,美國的消費者信心在11月份出人意料地有所提高,主要由于能源價格下降，不過消費者信心指數仍然處于很低的水平，美國的出口增長有所減緩。美國的住宅建筑商繼續削減開支。